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...to illustrate many different situations, but the phrase be prepared can also be a motto for today’s college student. Many college and university students spend time and money to make their temporary domiciles as much like home as possible. In that endeavor, they decorate their homes with electronics and furniture and sometimes even art. Whether it is an unwatched pot on the stove, or bacon left cooking, or a neighbor who wants to acquire something that the student has – any student can incur a substantial loss. Perhaps more in this day and age of advanced electronics, the possibility of suffering a huge financial loss due to theft or fire or other type of disaster is more possible than ever before.
Renters are responsible for insuring their own property against loss or damage and obtaining liability coverage (Off-Campus, 2006). When theft or damage occurs to rental property, renters may be compensated by...